The Best Mortgage for Real Estate Investors in 2025?
(DSCR VS Conventional VS FHA)

Funding Freedom Club


Benjamin Stef

Unlock Real Estate Riches: Top Loan Programs for Investors

Navigating the maze of loan options—from FHA and conventional to creative financing—can feel overwhelming. Many investors struggle to identify the best loan programs to generate five-figure monthly income and expand their real estate portfolio. In this newsletter, I'll cover the top loan programs for investors, revealing options that nine out of ten investors don't even know exist. By the end, you'll discover the best loan programs still working today to generate over $10,000 a month in real estate income.

What You Will Learn

  • Loan programs with the lowest down payments to start building your portfolio early.

  • How to leverage the conventional home style renovation loan program to maximize your investment potential.

  • Strategies to house hack and generate income from multi-unit properties.

The Overlooked Power of Low Down Payments

I'll start with the best loan programs that offer the lowest down payments, crucial for building your portfolio early on. Many investors miss out on lucrative deals by overlooking this strategy.

Conventional Home Style Renovation Loan: Your Secret Weapon

The most important, yet often overlooked, program is the conventional home style renovation loan. This allows you to buy a 2- to 4-unit property with just 5% down and finance 100% of the construction rehab. Imagine buying a four-unit building, living in one unit (house hacking), and renting out the rest.

House Hacking and Cash-Out Refinancing

With the conventional home style renovation loan, you not only live in one unit and rent out the others, but you also fix up the property. After renovations, you can take cash out to buy even more properties, accelerating your portfolio growth.

Conclusion

Understanding and leveraging the right loan programs, like the conventional home style renovation loan, can significantly impact your ability to generate substantial income and build a thriving real estate portfolio. Don't miss out on these opportunities due to lack of awareness.

If you need a mortgage or financing help, let’s chat.

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