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Buy More Rentals Without Financing Slowing You Down
Close faster, lose fewer deals, and stop fighting with lenders who don’t actually understand rentals.
Get approved or chat with Ben to customize a plan.
Rated 5 Stars by Investors
By the Numbers
$60M+
Loans Funded
225+
Investors Served
91%
Close Rate*
Represents deals that have successfully closed without 3rd party issues like title or appraisal
NMLS# 2018674
NMLS# 2018674
Featured On
No Creative Products
Most loan products weren’t built for investors, we built ours FOR investors ONLY.
Limited Loan Options
Most lenders only offer basic programs that don’t fit real investor deals.
Slow, Rigid Lenders
Deals die when lenders move too slow or won’t adapt.
Why You Can’t Get More Capital
Trending Videos
Trending Videos
Fast Approval Process
We use modern technology that lets you get financing on rentals WITHOUT appraisals
Customized Plan
"Throw something at the wall and see what sticks" is the opposite of what we do here lol
Great Rates, Transparent About Everything
We'll make sure you get the best deal up front without surprises
Dedicated Loan Team
Our whole team is experienced with working with investors and have personally invested in real estate themselves. You're going to get the best of the best
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A Simpler Way To Fund Deals
You need a lending team that understands investors
How This Works: A Simple, 3-Step Process
From application to closing, we make things straightforward.
Step 1
Strategy Call
We talk through your goals and what’s slowed you down before.
Step 2
Custom Financing Plan
You get a clear plan for how your next few deals can be funded.
Step 3
Loan Process
When the right deal shows up, you’re ready to move fast.
I really enjoyed working with Benjamin and his team, eveything went smoothly and I will call him again for my next project! He was always available and willing to answer any question I had.
soutlaw718
My clients requiring a purchase/renovation loan had just been notified by another lender (after 45 days) that they would Not be able to do the loan “due to changes in program requirements”. Then Ben Stef appeared! From client engagement to application to appraisal & finally underwriting...he had the deal closed and funded in less than 2 weeks! Thanks Ben!
David B.
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Ben and his team is so amazing. Can’t wait to work with them on my next purchase ... They were so patient so educative and encouraging, they never gave up even when it’s seemed tough.
Kwaku N.
I have worked with Ben on two occasions and both times the results where 100 percent positive. Everything was on time and no surprises. He is a seasoned professional and really cares about the results and his customer.
Mike R.
98%
Customer Satisfaction
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98%
Customer Satisfaction
Hear From Our Investors
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98%
Customer Satisfaction
Ben and his team is so amazing. Can’t wait to work with them on my next purchase ... They were so patient so educative and encouraging, they never gave up even when it’s seemed tough.
Kwaku N.
I have worked with Ben on two occasions and both times the results where 100 percent positive. Everything was on time and no surprises. He is a seasoned professional and really cares about the results and his customer.
Mike R.
Trending Programs 🔥
Built for investors who want speed and flexibility. This is how you get ahead of other investors by tapping into equity FAST.
Yes, and this is actually a pretty common question. A lot of investors hold properties in an LLC for liability protection, and lenders that only work with personal borrowers will turn you away. We're not one of those. We can work with LLC-held properties and structure the HELOC accordingly. So don't let the entity type hold you back from tapping into your equity.
Absolutely. Most banks will only offer HELOCs on primary residences, but we specialize in investment property HELOCs. Whether it's a rental, a multi-family, or a flip you're holding, if there's equity in it, we can look at getting you access to it. It's a great way to pull cash for your next deal without having to sell or do a full refinance.
Nope, and this is huge for self-employed borrowers and investors whose tax returns don't exactly tell the whole story. Instead of traditional income docs, we can qualify you using bank statement deposits. If your business is cash-flowing and it shows up in your bank statements, that's what we look at. No tax returns, no W-2s required.
Generally, you're looking at 75–80% LTV for a cash-out refi on a DSCR loan. The exact number can vary depending on the property type, your loan amount, and the lender's guidelines at the time, but that's the typical range. Still a solid option if you want to pull equity out of a rental without needing to qualify on personal income.
In most cases, no, but there is one exception. For fix-and-flip loans, 100% financing may be on the table if you're an experienced investor with a solid track record. These programs are reserved for borrowers who know what they're doing, because the risk is higher on both sides. If you're newer to flipping, we'd love to work with you too, we'll just find the option that makes the most sense for where you're at.